Partner with a Loan Specialist to secure the best option for your small business
Loan Amount Limits
$5,000 – $2,000,000
Term
3 – 18 months
Unsecured Business Loans
What is an Unsecured Business Loan?
This type of financing does not require any collateral from the business or the business owner in order to qualify.
Years In Business
3+ Months
Minimum Monthly Deposits
$12,000
Loan Amount Limits
$10,000-$2,000,000
Up to 100% of equipment value
Term
1-7 years *5-7 years OR 15-20 years *Solar Panel-Clean Energy Financing
Business Equipment Loans
What is a Business Equipment Loan?
This type of financing is used to lease or purchase hard physical assets such as Big Rig Trucks, Cranes, Ovens, Computers, Medical Equipment, Solar Panel, etc. for the business. Typically, this time of financing can offer up to 100% of the purchase price.
Years In Business
From Start Ups
Minimum Monthly Deposits
$5,000
Selected equipment needed for your business
Loan Amount Limits
$20,000-$500,000
Term
1-5 years
Term Loans
What is a Term Loan?
This type of financing is used for businesses that are looking for a longer term product.
Years In Business
2 Years
Minimum Fico Score
660+
Loan Amount Limits
$50,000-$5,000,000
Term
10-25 years
SBA 7 (a) Loans & 504-Commercial Real Estate & Heavy Machinery
What is an SBA Loan?
SBA Loans – Stands for Small Business Administration. It is the type of financing option where the government provides a guarantee of up to 85% of the loan amount which minimizes the risk to lenders. With a low risk to the lenders it is a great option for many small business owners, although the approval to application process can be very lengthy and the time to fund is typically much longer than many other small business loan options.
For-Profit Business
Business is physically located in the U.S.
Min. Fico Varies
**Call and speak with a Lending Specialist for further product requirements
Loan Amount Limits
$5,000-$250,000
Term
3-6 Months
Invoice Factoring
What is Invoice Factoring?
This type of financing is a process where the business owner is selling their current unpaid invoices to a business lending institution specializing in collection of outstanding balances. Invoice financing options are great for business owners who are in immediate need of additional capital aside from the common small business or merchant cash advance loans that they may have already secured.
Years In Business
6+ Months
Vendor Invoices
Outstanding Invoice Balances
Loan Amount Limits
$5,000 to $2,000,000
Term
3 – 18 Months
Merchant Cash Advance
What is a Merchant Cash Advance?
Often known as an (MCA) is a type of business loan that a merchant repays with a fixed daily percentage of the businesses daily credit card transactions.
Years In Business
3+ Months
Minimum Monthly Deposits
$12,000
Maximum Loan Amount
$5,000 to $250,000
Term
6 to 18 Months
Line of Credit
What is a Line of Credit?
This type of financing allows the business owner to utilize funds on an ongoing basis as the business evolves. Similar as utilizing a credit card, the benefit to using a line of credit is that you can borrow the money on an “as-needed” basis withdrawing the funds a little at a time while maintaining your credit limit. A higher credit score will typically fall in the tier required to qualify for this product. The dollar amounts are usually capped at a lower amount than some of the other loan options.